How to Survive Tinubu’s New Tax Law and Keep Your Bag in 2025/2026

Omo, Tinubu just dropped the new tax law, and yes, your side hustle is officially on the radar. But no stress, we’re about to show you how to protect your bag, keep earning, and even make more money legally in 2025/2026. In this post, we’ll be uncovering how to Survive Tinubu’s New Tax Law and Keep Your Bag in 2025/2026

From freelancing to paid surveys, digital products, and more, there are legit ways to stay ahead.

What’s the Tea with the New Tax Law?

Starting 2026, Nigeria’s tax authorities will track all sources of income, including side hustles, gigs, and freelance earnings. That means platforms like:

• Upwork
  
• Fiverr
  
• Payoneer
  
• TikTok or Instagram merch drops
  

…will be on their radar. Basically, your personal hustle is no longer “off the books.”

If you’re still running your side hustle through a personal account, stop it now. Open a business account. Why?

• Makes tracking income and expenses super easy.
  
• Shows you’re serious about your money and your hustle.
  
• Filing taxes becomes way smoother — no last-minute panics.
  

Think of it as levelling up your hustle game. Your bag stays safe, and you can still grow your income legally.

How the Tax Actually Hits Your Earnings

Nigeria uses a progressive tax system, which means the more you earn, the higher your tax rate. Here’s the 2025/2026 breakdown for side hustlers and freelancers:

Example: You earn ₦1,000,000 from a side hustle this year. Tax applies only on the 200k above ₦800k, which is ₦30,000. That’s less than your weekend Uber + food runs combined — literally still plenty to invest or reinvest in your hustle.

Top Side Hustles to Keep Making Money in 2025/2026

Taxes are coming, but your hustle doesn’t stop. Here are 3 legit ways to earn extra income online, with examples of how much you can potentially make:

1. Jay4Surveys (Paid Surveys & Focus Groups)

• Platform: Telegram (t.me/Surveyofficial)
  
• How it works: Paid surveys, Zoom focus groups, and one-on-one interviews.
  
• Earnings: $10–$500 per survey/session (depending on the type).
  
• Requirements: Smartphone + VPN (ProtonVPN recommended)
  
• Why it works: You can earn in USD without investment, just by sharing opinions.
  

Tip: Consistency is key. Track surveys you qualify for, show up for focus groups, and save part of your earnings for taxes.

2. Freelancing on Upwork or Fiverr

• Services: Writing, graphic design, social media management, video editing, coding, or virtual assistance.
  
• Earnings: $100–$5,000/month depending on skill, client base, and consistency.
  
• How to get started: Set up a professional profile, showcase samples, start small gigs, then scale.
  

 Pro Tip: Niche down. For example, “TikTok video editing for small businesses” can get higher rates than generic editing services.

3. Print-on-Demand / TikTok & Instagram Merch Drops

• Platforms: Printify, Teespring, Shopify, or Etsy
  
• How it works: Sell t-shirts, hoodies, mugs, or digital products online. Customers buy, the platform handles production/shipping, and you pocket the profit.
  
• Earnings: ₦50,000–₦500,000+ per month, depending on reach, marketing, and niche.
  

Pro Tip: Combine social media marketing + influencer shoutouts to increase sales. TikTok trends can boost merch sales in days.

4. Subscription Tip / “Hustle Update Alerts”

• If you want to always know the best side hustles, consider subscribing to updates or newsletters from trusted blogs like ours.
  
• We drop legit side hustles monthly with expected earnings, setup guides, and tax tips — so your bag keeps growing legally.
  

How to Protect Your Money and Pay Taxes Smartly

Even with side hustles, you can maximise earnings while staying compliant:

1. Use a business account only
   
   • No mixing personal and hustle funds. Makes income tracking easier.
     
2. Save for taxes monthly
   
   • Don’t wait for the taxman to surprise you. Treat it like an automatic expense.
     
3. Track everything
   
   • Invoices, receipts, PayPal/Payoneer transfers. Everything counts.
     
4. File early
   
   • Avoid penalties. Early filing = less stress + more control over your money.
     
5. Invest in learning
   
   • Financial tools, apps, or quick consults with a tax pro can help increase earnings legally.
     
6. Scale your side hustle
   
   • More clients, more surveys, more digital products = higher income even after tax.
     

Advanced Tips to Make Even More Money Online

• Diversify income streams: Don’t just rely on one side hustle. Combine Jay4Surveys + freelancing + merch for multiple revenue streams.
  
• Leverage social media: Share your journey, gain followers, and monetise attention.
  
• Invest wisely: Some of your side hustle earnings can go into low-risk investments, stocks, or crypto (carefully!).
  
• Automate and outsource: Once your side hustle is consistent, hire freelancers to handle repetitive tasks while you scale.
  

Realistic Earnings Example

Let’s break it down:

• 3 Jay4Surveys surveys/week at $20 each = $60/week → ~$240/month
  
• 1 focus group = $150 → +$150
  
• Freelance gig on Fiverr = $200/month
  
• TikTok merch drop = $100/month
  

 Total potential side income = ~$690/month (~₦1M+)

Even after a small tax hit, your bag grows steadily if you track, save, and scale consistently.

Final Thoughts

Yes, taxes are coming for us. But side hustles don’t die, they evolve. With the right strategies, you can:

• Protect your bag
  
• Earn in dollars and naira
  
• Legally maximise income
  
• Scale your hustle to more than your day job
  

 Omo, follow these steps: open a business account, know your rates, save for tax, diversify your side hustles, and you can actually make more money than before the new tax law. No cap.

CTA / Next Steps

• Subscribe to our updates → Get monthly legit side hustle alerts, income strategies, and step-by-step guides.
  
• Drop your side hustle in the comments → We’ll show you exactly how to grow it legally under the new tax law.
  
• Share this post → Help your friends protect their bag and earn more in 2025/2026.